This company runs virtual and in-person events for corporate professionals. Their focus is on strategy, education, and networking.
The business was in strong shape, with annual revenue of £3.5 million and profits of around £250k. This made them attractive to lenders, with plenty of finance options available.
At the time, they already had around £300k in borrowing across three lenders and were looking to raise an additional £150k over 12 months.
The CFO had a direct offer from a lender they had worked with before. The relationship there was strong and the lender made borrowing money easy. However, the CFO wanted to understand the value of working with a broker and whether we could find a better option. We sourced a loan with lower rates and, in our opinion, better T&Cs. However, they chose to stay with the lender they knew and trusted.
Four months later, the CFO had not been able to repay the £150k early as planned. The monthly payments across all four loans were straining their cash flow, limiting their ability to invest in new opportunities.
With £450k spread across multiple lenders, we stepped in to help restructure the debt. However, the best offers we received were limited to £250k. To secure the full amount for the client, we worked with two lenders, being open and transparent with both about the arrangement. The blended interest rate was 15.5%, more than half what they were paying across the previous products. This reduced the total interest, extended the term, and cut monthly repayments by over £6,000. The result was immediate relief on cash flow and renewed room for growth.25 Green Street, Mayfair, London, W1K 7AX
Risecap Ltd (Company no. 11203916) Data Protection Number ZA553906. The registered address is 1st Floor, 8-12 London Street, Southport, PR9 0UE, United Kingdom.
Risecap is a credit broker and not a lender. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow. In some circumstances, we do not receive any commission or fee from the lender, we will detail the commission or fee scenario throughout your customer journey
Copyright © 2025 Risecap. All rights reserved.
0203 089 7919
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25 Green Street London W1K 7AX
Risecap Ltd Data Protection Number ZA553906. The registered address is 85 Great Portland Street, London, England, W1W 7LT. Risecap is a credit broker and not a lender.
Copyright © 2022 Risecap. All rights reserved.
