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Call us on 0203 089 7919​

Frequently Asked Questions

Why should I choose Risecap to help me find business finance?

Because of our expertise in working with so many businesses, the lenders that we work with prioritise us due to the quality and number of deals we send to them, in the exact way they want to see it.

 

We are completely independent of any lender, ensuring you always know all the facts about all the available offers. We have delivered around £60 to our clients over the years.

What makes Risecap unique?

We are human led and tech driven. We've comprehensively and independently mapped over 300 business finance lenders over the years and have used hundreds of data points to create our lender matching algorithm which means we can match you to lenders incredibly quickly. We take our time to really understand your business before making any applications, we do not take a 'spray and pray' method because not only does that harm our clients but also our reputation with the lenders. 

 

We have real Business Finance Experts working alongside our platform who help and support businesses every step of the way.

 

Does Risecap recommend some business finance providers over others?

No.

 

Risecap never recommends one lender over others. We focus on helping provide businesses with as many alternatives as possible. You always get to choose which lender to work with. We treat both our clients and the lenders we work with equally and fairly.

 

What documentation do I need to provide for my loan?

Only basic information is needed to begin your application – which should not take more than 5 minutes. Depending on the type of finance you need lenders will potentially need to review your recent filed business accounts and business bank statements as well as carry out checks on your personal identification, credit status and business address.
 

Do you help startups?

Not brand new starts. We need some trading history but can wok with high growth companies as early as 6 months in

Is Risecap a lender?

No

How much does the service cost?

The use of the Risecap platform is normally free to use for businesses (and their advisors) applying for financing. Under normal circumstances, we will not charge you any fees because we receive success fees from our agreements with lenders if you accept their offer of finance. 

 

This does not mean that you will be charged a higher rate from lenders. Occasionally where we are not paid by lenders we will jointly agree on a fee in writing and in advance.

 

Will I have to provide a personal guarantee?

Some lenders may require a personal guarantee, but this is determined on a case-by-case basis and they will always make it clear early in the loan application process if this is going to be the case.
 

Will you perform a credit check?

Risecap do not perform personal credit checks, but many lenders do.  You will never be credit-checked by lenders on our panel unless you have given explicit written consent to them.

 

What if I have bad credit?

Not to worry. There are many lenders willing to support your financial plans even with bad credit. Simply input your information as usual, and we will find the best lender for you.

 

How quickly will I get results?

After you input your details, you will usually have detailed results and introductions within 24 hours. Lenders will not approach you, or call you – you are in control of how to proceed at all times.

How do I get started?

Simply click “Apply now” at the top of this page and input your information.
 
You may also contact us at +44 (0) 20 8064 2850 or funding@risecap.co.uk if you have any specific questions.
 

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