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Do I need a finance broker?

If you need a loan, you might not need a bank, but you should use a finance broker.

In the UK today, there are a mind-boggling number of business lenders and finance products.

Securing the right deal for your business can be complicated, time intensive, and take an emotional toll.

That’s why many business owners and CFOs choose to use finance brokering services.

 

What is a finance broker?

A finance broker helps businesses compare these options and determine the best fit for their needs.

Brokers understand the nuances of each lending product and can explain the different benefits of a term loan, a revolving line of credit, or invoice financing solution, for example.

We work with a wide range of lenders, including both traditional banks and alternative providers, to secure the best loan for a business’s specific needs. We have access to niche lenders and can find deals that business owners might miss by going directly to a bank.

For example, while banks might offer more rigid terms, brokers can often find better rates or more flexible repayment options through alternative providers. We often have ongoing relationships with the lenders, improving approval chances for more niche or challenging business models.

Using a finance broker also saves businesses significant time. Brokers like Risecap handle the entire loan application process, from gathering documentation to negotiating terms, making the process much more efficient. This is particularly important for businesses juggling multiple financial pressures, from rising costs to managing supply chain disruptions.

As the UK lending environment continues to grow and develop, businesses that work with finance brokers are better positioned to secure the right financing to support their growth.

 

Why choose Risecap as your finance broker

Our team is made up of friendly experts committed to seeing your business thrive through creative, tailored funding solutions. We deliver confidence, peace of mind, and dedicated care.

As well as getting you low rates, we negotiate on the terms of the funding, such as options to overpay and avoiding personal guarantees.

We always advise based on what’s best for your individual circumstances. To do this, our technology assesses 300+ funding products suitable for different sectors and needs.

In contrast, some finance brokers will only provide advice on a limited number of products, and some will favour products that give them the most commission.

This isn’t how we do business at Risecap. We’re transparent about the commission income we receive from lenders. 

If you need immediate funding, we can secure up to £250,000 within 48 hours. In fact, we’ve helped one client move from application to funds being deposited in their account all on the same day.

 

Get started

To find out more about how Risecap can help your business, book a call with one of our team members. Be reassured that we will never put pressure on you to take out a lending product.

Client testimonials

Brilliant at providing a personalised service tailored to our needs.

Business Owner

A professional and trustworthy partner for my clients.

Fractional CFO

They went the extra mile and provided the best rates!

Business Owner

Would highly recommend to anyone looking for commercial finance.

Business Owner

Ready to rise?