Invoice finance is a business finance solution that helps you access funds tied up in unpaid invoices, improving cash flow and giving your team the support it needs to grow.
At Risecap, we work with the best and most flexible providers in the UK to help your business access finance quickly and securely.
Lloyds Bank offers comprehensive invoice finance solutions, including invoice factoring and invoice discounting. Their services allow businesses to release up to 90% of the value of unpaid invoices, typically within 24 hours.
Lloyds Bank’s invoice finance options are designed to support businesses across various sectors, providing flexibility and dedicated support to manage cash flow effectively.
Triver is a fintech company specialising in invoice finance for small and medium-sized enterprises (SMEs). They offer quick and flexible funding solutions, helping businesses to access cash tied up in invoices without long-term commitments.
Triver’s platform integrates seamlessly with various accounting software, providing a user-friendly experience for managing invoice financing needs.
Novuna, formerly known as Hitachi Capital UK, provides a range of financial services, including invoice finance. Their solutions are tailored to support businesses in managing cash flow by releasing funds from unpaid invoices.
Novuna focuses on delivering flexible financing options with transparent terms, aiming to help businesses maintain healthy cash flow and support growth initiatives.
Accelerated Payments offers invoice financing solutions that allow businesses to unlock funds from outstanding invoices on a selective basis.
Their platform provides quick access to cash, with funding available within 24 hours of invoice approval. Accelerated Payments caters to businesses of various sizes, offering flexibility and control over which invoices to finance, without long-term contracts or hidden fees.
eCapital provides invoice factoring and financing solutions designed to improve cash flow for businesses.
They offer funding against unpaid invoices, enabling companies to access working capital quickly.
eCapital’s services include credit control support and risk management, assisting businesses in managing their accounts receivable efficiently.
Investec offers asset finance solutions, including invoice finance, to help businesses manage cash flow and fund growth.
Their services are tailored to meet the specific needs of each business, providing flexible financing options. Investec focuses on building long-term relationships with clients, offering personalised support and plenty of expertise when it comes to financial management.
Satago is a cash flow management platform that provides automated credit control, risk management, and invoice finance to SMEs and accountants.
They provide both single invoice finance and whole-book invoice factoring solutions. Satago’s platform integrates with accounting software, providing real-time insights and automation to streamline the invoice financing process.
In partnership with Lloyds Bank, Satago looks to transform access to short-term finance for UK businesses.
Praetura services include both invoice factoring and discounting, providing flexibility to meet various business needs.
Like us, Praetura focuses on personalised service, with dedicated account managers to support clients in managing their cash flow effectively.
Ultimate Finance provides a range of funding solutions, including invoice finance, to assist businesses with managing cash flow and fuelling growth.
Ultimate Finance emphasises a relationship-driven approach, providing clients with dedicated support and tailored financial solutions.
Independent Growth Finance specialises in providing invoice finance and asset-based lending solutions to SMEs. They offer both invoice discounting and factoring services.
IGF focuses on delivering flexible and transparent financing options, with a commitment to understanding each client’s unique needs and supporting their growth objectives.
Invoice finance companies offer tailored solutions to help businesses manage cash flow challenges effectively.
By providing quick access to funds tied up in unpaid invoices, these companies ensure businesses can maintain smooth operations and seize growth opportunities without relying on traditional bank loans.
Effective credit control processes are a vital part of any good invoice finance service.
Many providers, such as eCapital and Satago, include automated credit management tools that help business customers stay on top of payments, reducing late payment risks and improving overall financial health.
When selecting an invoice finance provider, it’s essential to compare service fees and setup fees.
Companies like Triver and Independent Growth Finance pride themselves on offering transparent pricing structures, making sure small businesses can access financial support without unexpected costs.
Many invoice finance companies provide bad debt protection to shield small businesses from the financial impact of non-paying customers.
This feature, often included with invoice factoring, ensures peace of mind for businesses managing multiple clients.
A dedicated client manager is a hallmark of top-tier invoice finance services.
Providers like Ultimate Finance and Praetura assign experienced professionals to guide businesses through the process, providing tailored advice and support to help them release cash quickly and efficiently.
This approach provides a flexible and fast alternative for businesses looking to overcome cash flow challenges and fund day-to-day operations or expansion plans.
Partnering with the right invoice finance providers is critical to how we help businesses optimise cash flow and unlock the potential of their working capital.
From traditional banks like Lloyds to innovative fintech solutions such as Satago and Triver, there’s a solution to suit businesses of all sizes and industries.
When choosing a provider, consider the flexibility of their offerings, transparency in fees, and the level of support they provide.
Each of the providers listed in this article brings unique strengths to the table, so evaluating your specific needs will help you find the best fit for your business.
To learn more about how business funding can help your agency, take a look at our questionnaire.
Risecap helps businesses access business finance, working directly with businesses and their trusted advisors. Risecap typically receives a commission or finder’s fee from lenders which will be clearly outlined. The amount of commission received may vary depending on the product or lender chosen.
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