Choose an option below to see rates, terms and eligibility.
One-off lump sum for larger strategic projects
Extend your runway without equity dilution
Pay as you grow repayments flex with turnover
Unlock capital tied up in receivables, stock or assets
Buy stock or raw goods upfront to support sales growth
Why business owners & CFOs choose Risecap
Smart Platform, Human Touch
AI does the heavy lifting. Experts guide the call.
Fewer Emails, Clearer Process
Track every stage in one portal - from uploads to lender questions and term sheets.
Better-Matched Lenders
We’ve mapped 300+ products using real credit criteria - so your shortlist is strategic, not just sales-driven.
Full Transparency
No markups. No pushy calls. Just honest answers and upfront pricing.
Negotiated Terms, Not Just Quotes
We understand lender logic and use that to drive sharper structures and savings

Frequently asked questions
Options include unsecured business loans, revenue-based finance, asset-backed lending, and revolving credit facilities. We match you to the right product based on your trading history and growth plans.
Most growth funding products range from £250,000 to £20,00,000, depending on your turnover and trading history. Some lenders go higher for established businesses.
Not always. Many growth funding products are unsecured, relying on trading data and card receipts rather than property or assets. A personal guarantee may still be required depending on the amount.
Some products fund within 24-48 hours of approval. Larger facilities typically require a longer due dilligence process requiring 4-8 weeks in total.
Typically 3–6 months of bank statements, recent management accounts, and a brief outline of what the funding is for. A financial model is often required.
Initial searches are usually soft checks, which don't show on your credit file. A hard search only happens once you decide to proceed with a specific offer.
Ready to grow your business?
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